Palm Beach County still falls under HVHZ along the coast and shifts to standard Florida Building Code further inland. The difference matters: a home in West Palm needs different product approvals than one in Wellington or Loxahatchee. Historic-district homes add another layer.
Local challenges that actually matter
HVHZ boundary
Anywhere east of I-95 generally falls under HVHZ rules. West of the Turnpike, FBC-rated products are usually acceptable.
Historic districts
Palm Beach proper, Lake Worth Beach, and parts of Delray Beach restrict visible shutter housings. Colonial or Bahama styles often clear review faster.
Tile roof interactions
Many homes have barrel-tile roofs where shutter anchors must avoid tile spans. Plan installer access before the quote.
Neighborhoods we cover
Recent storm context
Hurricane Nicole (2022) brought sustained tropical-storm winds well inland and showed that even Wellington and Royal Palm Beach homes benefit from at least minimum panel protection on rear elevations.
Local advice
- Ask whether your address falls inside HVHZ — it determines which products are legal.
- If you're in a historic district, get the architectural review board's pre-approval before ordering.
- For tile roofs, confirm the installer's anchor plan in writing.